Asteron Life Complete Product Disclosure Statement & Supplementary

The Asteron Life Complete product described in this Product Disclosure Statement and Policy Document (PDS),which includes the policy terms and conditions, is issued by TAL Life, with the exception of an interest in Brighter Super, ABN 23 053 121 564, RSE No. R1000160 (Fund), which is issued by the Trustee who will hold an Asteron Life Complete policy on your behalf, as a member of the Fund.