Professionals planning for what's next

You've spent years in the fast lane, raising a family, climbing the career ladder, and taking care of everyone else's needs.

Somewhere along the way, your own dreams took a backseat. But now, with the kids grown up, you find yourself with more space to breathe and a new hunger to make the most of your opportunities.

The problem is, you don't know where to start. Your finances feel scattered and overwhelming. You worry about making the wrong moves or not doing enough to set yourself up for the future.

The uncertainty keeps you stuck in limbo.

Let's fix that.

At Lume Wealth, we help busy professionals just like you consolidate, grow and protect your wealth as you transition into the next exciting chapter of life.

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Forward focus

Get clarity for your financial life, make the most of available opportunities and unlock the potential of your income and savings.

Balance and build

Together we'll find the sweet spot between spending on what matters today and saving up for later. You can have it both ways!

F the FOMO

Feel confident you're making intelligent financial decisions based on your money and life, not anyone's else's.

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How we help professionals who want to make progress

Figure out the future

Let's envision your ideal life 1, 5, 10, 20, years from now. Together we'll craft financial strategies to make that vision a reality, for you and your family.

Invest with confidence

Develop an investment strategy to grow your assets aligned with your values, goals and 'sleep at night' factor. Wealth management also includes implementing the investment plan, continuously monitoring performance, and making adjustments to optimise your portfolio over time.

Build financial resilience

Life often brings surprises. We'll create a financial safety net with emergency savings, insurance, and income streams, so your family stays secure through life's twists and turns.

Maximise your super

Let's optimize your superannuation so it's working smarter and harder for the future you picture. We'll ensure you maximise this tax-smart asset.

Do well and do good

Align investments to your values and make an impact. We'll help you profit financially while also furthering social and environmental causes important to you.

Use debt to your advantage

Dreaming of being mortgage-free sooner? Let’s work together on smart strategies to pay off your home loan faster and free up your finances for other priorities.

Maximise your employee shares

Employee share schemes offer significant yet complex benefits. We help you optimise equity compensation from options, rights, and other programs your employer provides.

Give your kids a boost

As a parent, providing your kids an extra leg up in life is rewarding. We'll develop a plan to assist with education, property, or finances in ways that maximize benefits to them.

Inheritance advice

Receiving or transferring an inheritance brings financial and emotional intricacies. We'll educate you on your options to make this transition as seamless as possible for all.

Get your affairs in order

Ensure your assets and life's work are handled precisely as you wish by proactively putting estate plans in place now. We'll advise on wills, trusts and more so your legacy is protected.

See all our services

We collaborate with your accountant, solicitor and mortgage brokers so everyone is on the same page and helping you move forward.

Lume Wealth is a Brisbane financial adviser guiding established professionals to confidently transition into the next fulfilling chapter of life.

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Have questions?

We have the answers! If you don't find what you need here, you can always get in touch, we'd be happy to assist.

Professionals

I’ve been so focused on my career and family that I’ve neglected my finances. Where do I even start?

That’s exactly where most of our professional clients are when they first come to us. We start by getting a clear picture of where you stand today, then work with you to prioritise what will make the biggest difference. You don’t need to have it figured out before calling us.

I earn a good income but don’t feel like I have much to show for it. Is that normal?

This is very normal. High earners are often surprised by how little traction they’ve made when they sit down and look at the full picture. Income alone doesn’t build wealth; structure and strategy do. That’s what we help you put in place.

I have an employee share scheme at work. Should I be doing something with it?

Equity compensation can be enormously valuable but easy to mismanage from a tax and timing perspective. We advise on options, rights, and other programs so you get the most out of what your employer is offering.

Should I be helping my kids financially, and how do I do it without putting my own future at risk?

This is one of the most common tensions we help professionals work through. There are smart ways to assist with education costs, property, or a financial head start that don’t compromise your own retirement. We’ll help you find the right balance.

I have some savings but I don’t know if I’m investing them in the right way. How do I know?

Without a strategy, savings tend to sit in the wrong places or take on the wrong level of risk. We’ll review what you have, align it with your goals and risk tolerance, and put it to work more effectively.

How do I know if I have enough life insurance, and whether what I have is the best option?

Many professionals are either underinsured, paying for the wrong type of cover, or both. We review your existing policies against your actual needs and circumstances, including what you hold inside super, and recommend changes where they’re warranted.