Articles

Perspectives, tips, commentary, and insights from our team.

The latest super changes: Division 296, what it means for you, and how to adapt

The latest superannuation changes may feel like they aren’t relevant to many right now, but given the long-term nature of superannuation, the best time to plan for it is as far ahead as possible.

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The RBA hiked again. Here’s what it actually means at home.

Yesterday, on 17 March 2026, the RBA lifted the cash rate to 4.10%, and it was a five to four split decision. The Bank says inflation picked up materially in the second half of 2025, capacity pressures look stronger than expected, and the conflict in the Middle East has added another layer of fuel-price risk.

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A new chapter for Lume Wealth: Patrick Flynn has joined the team

Patrick Flynn has officially joined Lume Wealth as our Managing Director, building on several years of working alongside the Lume Wealth team in a consulting capacity.

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Two wedding rings on top of a dictionary page defining divorce

Love, trust, and money: Building healthy financial relationships after divorce

When you find love later in life and after a divorce, you don’t just bring a favourite coffee order and a bunch of war stories. You bring history (even ‘baggage’). Kids, pets, houses, super balances, businesses, ex-partners, and often a few scars from how money has gone wrong before.

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Three days in a room full of advisers: What actually happens

Three days at the national financial advice conference sharpened our focus on what matters most for clients: clearer explanations, stronger protection of your information and better support through major life changes.

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stock market price on screen close up

Navigating change: What recent market moves mean for you

Despite recent gains in share markets, investor sentiment remains cautious. Debt concerns, inflation, and mixed economic data continue to weigh on confidence – and the road ahead may still be bumpy.

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Portrait of upset woman wearing casual clothes

The real cost of being underinsured: A story too many families know

Discover how underinsurance can jeopardise your family’s financial future. Learn why comprehensive life insurance is essential for high-income earners to protect their legacy and loved ones.

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Safeguard your business from illness, death or sudden exit

Unexpected exits can disrupt your business and wealth plans. Learn how buy/sell agreements, succession planning and key person insurance protect what you’ve built.

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Stressed young business woman in the office.

How to beat financial analysis paralysis: 6 steps to get unstuck

Feeling stuck when it comes to money decisions? Financial analysis paralysis is real – but these six practical steps can help you move forward with clarity and confidence.

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