Make smart money decisions through life's big changes

I went to Morgan for financial advice during a difficult separation after 32 years of marriage. Morgan was able to work with the lawyers in relation to financial matters and most importantly help me facilitate how best to invest and ensure my financial security and stability for my future. Liz was also very capable of advising on a number of matters. I worked with them to establish my investments.

As a solo female, I had some big decisions to make about the future of my business, my investment properties and my living situation, and I was feeling really overwhelmed. Morgan took the time to offer a variety of wealth strategies to suit my needs and explained everything clearly and without making me feel incompetent or like I was far behind in my finances. Morgan is incredibly warm, personable and highly knowledgeable, and I felt really supported each step of the way. I feel so much more confident knowing I now have a plan to grow my wealth on my own, with her guidance and expertise. I would not hesitate to recommend Morgan to any woman wanting to take control of her financial future!

Lume wealth are a great team, they are wealth of knowledge and great to deal with. Great advise and very friendly. I would have no hesitation in recommending Morgan and her team to anyone looking for a financial advisor. Five stars all the way.

Morgan is absolutely beautiful. I had the financial clarity session with her and she answered all of my questions and got me started in the right direction. She had my best interests at heart and gave me genuine advice. 100% recommended and will definitely reach out again in the future. Thank you again to the team!

We would just like to thank Morgan from Lume Wealth for her incredible knowledge on retirement & superannuations. She has been open friendly & very approachable with our numerous questions. Her advise goes above & beyond any we thought we could afford or find. We would recomend Morgan & Lume wealth to anyone that is seeking financial help. Debbie & Noel

⭐⭐⭐⭐⭐ I’ve had the pleasure of working with Lume Wealth over the past few years, and I can confidently say the experience has been outstanding. Their professionalism, thoughtful guidance, and consistent support have made a meaningful difference in my financial journey. Morgan and Liz, in particular, have been exceptional—always approachable, highly knowledgeable, and genuinely committed to helping me make informed, confident decisions. Their advice has not only been strategic but also personalized to my goals and values. The team at Lume Wealth exemplifies what it means to build lasting client relationships based on trust, clarity, and expert insight. I’m incredibly grateful for their partnership and would highly recommend them to anyone seeking a smart, supportive, and professional wealth management team.

As a mature single woman planning for my retirement, finding someone I could trust with my financial future, and be comfortable with, was so important — and Morgan has been exactly that. Along with her extensive financial expertise, Morgan listened carefully, clearly explained everything, and genuinely cared about helping me build a secure future. Morgans ability to connect with me and understand my financial priorities as a woman is something for which I am deeply grateful. Need honest personalised financial advice and the peace of mind that goes along with it- you absolutely cannot go past Morgan and Lume Wealth.

Morgan at Lume Wealth made reviewing my super and insurance policies a total breeze. She genuinely cares, explains everything in plain English, and pointed out areas of growth I hadn’t even thought about. Now I’m so much more relaxed knowing exactly where I stand and having a solid plan for the future. Morgan is friendly, warm, professional, and I can’t recommend her enough if you want your finances sorted without any stress!

Morgan and her team have restored my faith in financial advisers. After a poor experience many years ago I was extremely trepidatious trusting a financial adviser again. Morgan patiently walked me through my investment options based on the outcomes I needed and my level of investment risk. She keeps in touch regularly, diligently manages my investments and is very responsive with any questions I have. I have no hesitation recommending Lume Financial Services.

It has been an absolute pleasure working with Morgan over the past four years. Where financial advice can often feel impersonal, Morgan stands out as a compassionate and genuinely client focused professional. When we first met with Morgan, it was clear that she and her team operate with integrity, always putting the best interests of my family and me first. Her dedication, personalised approach and commitment to excellent service have remained consistent throughout our time with her. Morgan doesn’t just provide financial advice, she builds lasting relationships rooted in trust, care and results. I couldn’t recommend her and her team highly enough.

Morgan is an exceptional Financial Advisor. She worked closely with us to create a customised financial plan tailored to our specific needs. Her knowledge, strategies and expertise has been invaluable in assisting us in navigating and managing our superannuation and retirement goals. The first time we met Morgan we were impressed by her enthusiasm and zest to firstly build a rapport with us, and secondly to understand our financial situation and short and long-term goals. Morgan has a friendly and caring approach that instantly puts you at ease. Her passion to help her clients make the right financial decisions shines through. If you are looking for a knowledgeable, professional, honest and trustworthy financial advisor, I highly recommend Morgan and Lume Wealth.

Morgan and Liz have both been excellent and have explained everything to me clearly and precisely. I was extremely impressed with their approach. I would recommend Lume Wealth, Morgan and Liz without hesitation.

We were looking for financial advice regarding our early retirement and a trusted friend highly recommended Morgan at Lume Wealth. We met with Morgan in person and found her to be truly professional and very easy to talk to, she listened to our needs and guided us to a path of ‘peace of mind’ for us. Morgan is very dedicated and we feel she has our best interests at heart and she is only a phone call away too. Liz as Client Services Manager is also available to answer our endless questions at the drop of a hat, thank you so much Liz. Overall, we would totally recommend Morgan and Liz at Lume Wealth. Thank you so much!

We have been looking for someone to support us on our financial journey to ensure we were making the best decisions for our family. We wanted someone who was passionate about their job and genuinely cared about helping people. We had searched about for a while before being recommended Morgan from Lume Wealth. We have been blown away from our first online meeting to where we are now months in, on our way to securing a solid foundation financially for our family. We can't thank Morgan and the team at Lume Wealth enough. Highly recommend to anyone needing support with making smart money decisions.

“We’ve had the pleasure of working with Morgan Haywood for a couple of years, and we can’t recommend her highly enough! She has been absolutely instrumental in helping us grow our superannuation and guiding us toward a secure financial future. With over a decade of experience, Morgan combines her deep knowledge with a genuine care for her clients. From day one, she made us feel comfortable and confident, answering every question with patience and clarity. If you’re looking for a financial adviser who truly understands the field and will put your goals at the heart of their approach, look no further. Morgan is dedicated, professional, and focused on her clients’ success. We highly recommend her to anyone seeking peace of mind and solid financial guidance!”

I have enjoyed working with Morgan as my financial advisor for the last 5 years, and I cannot recommend her enough! From day one, she has taken the time to explain everything in detail, ensuring I fully understand my options without using complex jargon or confusing terms. Her ability to communication ability makes even the most complex financial concepts accessible and clear. Morgan has always been incredibly patient and attentive to my needs, making the entire financial planning process not only informative but also enjoyable. She genuinely cares about her clients and goes above and beyond to provide personalised advice and support. She has truly been a lifesaver for my financial journey.

Working with Morgan has been a game-changer for me. She is knowledgeable, patient, and always has my best interests in mind. She has helped me create a clear financial plan that is tailored to my goals. After being Morgan's client for many years, I highly recommend her! Liz has been amazing to deal with as well and always responds promptly, ensuring that nothing gets missed. Thank you!

Morgan is everything I could ask for -an outstanding financial advisor. Friendly, down-to-earth and always professional. Morgan explains the complex jargon simply and gives exceptional advice and options. Morgan truly enjoys her work and it shows in her enthusiasm. I would highly recommend Lume.

Morgan has been our family financial planner now for 18 months and I highly recommend Morgan and her team from Lume Wealth. Morgan is highly experienced and works hard to ensure your financial plan is tailored to your specific situation. She is personable and genuinely interested in helping her clients. Morgan has completely transformed our financial pathway to help us work toward our goals. Morgan has assisted us with streamlining our finances with setting up a self managed super fund, ensuring we have the right insurances, getting a will and also helping us with personal investment opportunities. It has been such a relief to get all these things organised and we are very grateful to have found Lume Wealth.

We've been clients of Morgan Heywood at Lume for 4 years, and we couldn’t be happier with her service. We were so impressed with Morgan’s expertise that we followed her when she established Lume, her own business. Although Lume is relatively new, Morgan brings a wealth of experience, and it’s been a relief to have her handle our financial affairs. She expertly sorted out our superannuation, which had been mishandled by a previous manager, and now it's in excellent shape. As investment newbies, we’ve found her ability to explain everything in a clear, approachable way invaluable. Morgan never talks down to us, is always available to answer any questions, and genuinely cares about her clients. Her assistant, Liz, is also excellent to deal with, making sure everything runs smoothly and efficiently. We highly recommend Morgan and her team at Lume for anyone seeking a financial planner with both expertise and personal attention.

Could not recommend Morgan and her team enough.

Morgan is the person you need in your life!! She explains everything so beautifully and approaches your finances and goals with such care and attention. Thank-you Morgan and team!!

Morgan Hayward has been my Financial Advisor for over 5 years now. Although I have known her for longer, after experiencing a loss in the family at a young age I needed to be wise with managing my inheritance. Over the years, Morgan has always made sure that my portfolio was set up to benefit me and that it was the most secure and profitable it could be. With Morgan's advice and support I have now secured my first home, own my assets, vehicles and personal belongings. She will spend the time to get to know you and what your needs are and be there to guide you every step of the way and always makes herself available when needed. I highly recommend Morgan to people looking for a Financial Advisor, either for the first time or if you're looking for someone to actually get you the results you need.

I went through Morgan and Liz to get some financial advice and they went above and beyond to help educate me further and give me great advise! They were non-pressuring and honest with what they thought would be most beneficial for me and my particular situation and so far the changes have been very beneficial for me! They are friendly, knowledgeable and very understanding of varying situations/stages of life and correlating financial goals. I would definitely recommend going through them for anyone who needed financial education and advice

Morgan has helped me plan and execute my retirement income. She is always genuinely helpful and eager to tailor investment plans to my circumstances. Morgan is extremely well-qualified and experienced, and most importantly trustworthy and very competent. Could not be happier in how she has managed and assisted my finances as I move forward in winding down my working life. Thank you. 🙂