Selling a business and shifting gears

We specialise in helping:

Professional services
Pharmacists
Medical businesses
Trades

You've reached a pivotal point - it's time to start thinking about life beyond your business. Selling your company can unlock exciting new opportunities, but the transition also comes with big financial questions.

  • What are the tax impacts?
  • What are the professional risks?
  • What is the ownership structure?
  • Who is the buyer for the business?
  • How do we structure the terms of the sale?
  • How do we invest the sale proceeds?
  • How do we make sure the money lasts?
  • Our business is our super, how do we maximise the super rules?

At Lume Wealth, we help you answer these questions and map out strategy to sell your most valuable assets - your business - on the best possible terms so you can make the most of whatever comes next.

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Cash in

Years of hard work paved the way for this payday - we'll ensure you get to keep as much in your pocket as possible.

Smooth transition

Seamlessly transition from business owner to retirement with a clear timeline and the right financial structures in place.

Future-proof

Map out your path to financial freedom, taking steps to safeguard your wealth no matter what happens with markets or life-changes.

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Plan for your next chapter

Whether that means relaxing, traveling, spending more time with family or even launching new ventures.

We'll work with you to proactively prepare your finances for the day you step away from the business, ensuring a smooth transition.

Transition to your next stage with total confidence

Figure out your future

Selling a business you built marks a major life transition. We'll help you envision your ideal next chapter and craft financial strategies aligned with the lifestyle you desire after exiting your company.

Organise your financial life

Selling a business can complicate your finances. We'll simplify things by consolidating accounts, selecting structures to protect your assets, and creating an organized financial system tailored to your new situation.

Invest with conviction

Shield assets from risk and minimise taxes by thoughtfully structuring how you own and manage investments. Our expertise ensures you invest the sale proceeds wisely.

Optimise your retirement income

Move forward with certainty knowing your retirement income sources can fund your lifestyle each year. We'll create tax-optimized income streams from your sale proceeds and other assets.

Be savvy with your super

Maximise your nest egg through strategic superannuation investing, structuring and contributions planning. Make the most of this tax-advantaged asset as you transition out of your business. strategic approach to investment selection, structuring, and contribution strategies.

Be smart with your SMSF

Selling your business provides an ideal opportunity to take control of your super. We can advise if a Self-Managed Super Fund is appropriate to give you greater flexibility and investment control tax-effectively.

Transfer wealth and wisdom

Gift and transfer wealth to your children or grandchildren in ways that maximize benefit to them both now and in the future. We'll guide you in navigating the tax and cash flow impacts.

We collaborate with your accountant and solicitor so everyone is on the same page and helping you move forward.

Lume Wealth is a Brisbane and Gold Coast financial planning firm providing tailored advice to business owners selling their company. We specialise in working with doctors, pharmacists, trades people, medical professionals and other specialists to maximise sale proceeds, minimise taxes, and structure finances for a smooth transition to retirement.

Whether you built a pharmacy, trade, medical practice or other specialty business, our expert team guides you in making the right financial moves when exiting so you keep more rewards and feel fully prepared for what’s next.

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